- Certificates of Insurance are informational only, and cannot be used to grant, amend, extend or alter coverage or policy terms;
- Inserting any additional wording onto a Certificate of Insurance that grants, amends, extends, or alters coverage is an improper use of the Certificate of Insurance and is in violation of certain state statutes;
- The number of days notice for cancellation to a Certificate Holder should not be inserted onto the Certificate of Insurance; this notice can only be accomplished by attaching a separate endorsement to the policy;
- The separate cancellation notification endorsement is attached to the policy, it is not attached to and does not replace the Certificate of Insurance;
- Statutory regulations on notice of cancellation apply only to the Named Insureds, not Certificate Holders, Governmental Entities, or third parties.